Financial purgatory

It's a tough spot to be in, this financial purgatory. We're in a bad spot, yes, as I have already documented. Could things get any worse for us? Well, yes, of course, one of us could lose a job, we'd lose our home, and we'd really hit rock bottom. That being said, the financial place we're at right now is kind of grim. The problem is that we're kind of stuck. Both of us are very cognizant of the peril we're in, and want to take steps to secure our situation, but there's just no wiggle room right now. We have pared down expenses as much as we can. Our money goes strictly to paying bills, mortgage, taxes, and child care. After that, we buy groceries, gas for the vehicles and clothes/supplies for the kids. Often we don't even have enough money to do the basics. We don't spend any extra money on ourselves, for clothes, entertainment and the like. As much as we would love to splurge once in awhile, we are committed to living within our means right now, and so there is no putting things on the credit card for the things we can't pay for.

It's so tough--I have the motivation, the drive, the will to dig myself out of debt, I simply lack the funds.
We have no excess cash at the end of each month, and will probably remain in this limbo until February 2012 when three major debts are paid off simultaneously. Then, we will able to go into attack mode, and throw major chunks of money at our various debts. Then, we will finally be able to see some progress. In the meantime, barring a lottery win, (right!) we will try to stay the course, and not get any further into debt.